Agriculture and its Impact on Financial Institutions
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15 pages. Because of the uncertainty in the agricultural markets there is a definite impact on the lending institutions that service them. There are so many variables in the farming industry that there is no guarantee from year to year that agribusinesses will be able to keep up with loan payments if they have one or more years of losses in a row. There is currently widespread controversy among the agribusinesses and lending institutions on Capitol Hill as to how best to cope with the problem. One such solution would be to privatize lenders dealing with farm loans, and other solutions run the gamut from asking farm lenders to diversify their businesses to suggesting more emergency funding from the government. It is the purpose of this paper to prove that while farm lending can be a risky business it would serve no good purpose and would be unfair to other businesses for government emergency funding to be increased; lending institutions will need to work out ways to deal with the agribusiness risk. Bibliography lists 36 sources.
Filename: JGAagfin.wps

Air Quality, Ozone and Volatile Organic Compounds: An Instructional Project
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This 6 page paper provides an overview of an instructional project on the concepts of air quality, ozone and volatile organic compounds. Bibliography lists 10 sources.
Filename: MH5scien.rtf

Alpine Glaciation
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This 8 page paper provides an overview of the process of glaciation, especially alpine glaciation, though a comparison with various types of glaciation found in Yosemite and the Sierra Nevadas. Bibliography lists 4 sources.
Filename: MHalpine.wps

American Museum of Natural History.
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(6pp). The Rose Center's permanent exhibits, detailing the size, scope and growth of the universe as well as the earth's place within it, were unveiled in February (2000) inside the new structure of steel and glass. The seven-story orb appears to hover next to the museum, and at night glows with a soft blue light. The center replaces the old Hayden Planetarium, a New York City landmark that introduced millions of city kids to the night sky between 1935 and 1997. Kids of all ages are still thrilled with the spectrum of choices: design and exhibits are spectacular.
Filename: BBamNMR.doc